Insure what you care about

Mountain bikes

Road bikes

eBikes

Tandem bikes

BMX bikes

Gravel bikes, hybrid bikes, and more...

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We take care of the details so you don't have to

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We take care of the details so you don't have to

Offer embedded collectibles insurance policies for your products instantly

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Earn additional revenue

Boost conversion rates

Desktop and Mobile illustration

We take care of the details so you don't have to

Offer embedded electronics insurance policies for your products instantly

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Earn additional revenue

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We've got you covered

Theft

We cover theft of your bicycle from, and away from, your home.

Crash damange

We cover your bike if it’s damaged in an accident or crash.

Full value coverage

We cover the full replacement value of your insured bike.

Domestic travel

We cover loss or damage to your bike while in transit with third parties.

Worldwide protection*

Your bicycle is covered wherever you travel in the world.

Medical coverage*

If you’re hurt, we'll cover certain medical bills, up to the policy limit.

Compare the coverages

Compare
Plans

Homeowners or renters insurance

Extended warranty

COVERAGE

Full-value coverage 

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Theft

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Crash damage

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Damage or loss in transit

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Medical payments

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Liability protection

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eBike cover

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Worldwide coverage

Racing coverage

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Replacement bike rental

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FEATURES

A.M. Best A rated policy

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No impact of claims on homeowner insurance

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Referral discounts

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COVERAGE

Full-value coverage

Theft

Crash damage

Medical payments

eBike cover

Cycling apparel, accessories & gear

FEATURES

No impact of claims on homeowner insurance

A.M. Best A+ rated policy

Referral discounts

ACCOUNTS

Clones

Up to 20 clones per month

Categories

Business, Technology

User Limit

1 User

DESIGN INTERACTIONS

Lottie Animation

3 months

Design Interactions

3 months

DESIGN INTERACTIONS

Clones

Categories

-

ACCOUNTS

Clones

Up to 20 clones per month

Categories

Business, Technology

User Limit

1 User

DESIGN INTERACTIONS

Lottie Animation

3 months

Design Interactions

3 months

DESIGN INTERACTIONS

Clones

Categories

-

Frequently asked questions

Do you need insurance for your bike or eBike?
I have homeowners/renters insurance, do I still need bicycle insurance?
Do you insure eBikes?
How much does bicycle insurance cost?
Am I covered while riding in a race?

Less hassle, better protection

Join Oyster today to learn how you can be properly protected from the unexpected things in life.

Get Started