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You can insure your purchase with Oyster at stores in our partnership network
Add best-in-class insurance for your purchase, online or in-store, when you shop at our partner stores.
Instantly onboard to the Oyster platform after completing your purchase.
View your insured items, edit your policies, file claims, and reach friendly and responsive support from your account.
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Oyster offers comprehensive solutions for the insurance needs of food and beverage businesses.
Apply Now
Businesses that sell food and beverage products face a variety of risks, including injury or damage caused by the consumable products. Oyster can help mitigate these risks by providing the right coverage for your business.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Food and beverage brands in particular carry many inherent liability risks, so GL is always recommended.
Learn more about general liability.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Product liability protects food and beverage businesses in the event of damages or harm resulting from a product that was sold to a customer. Food, drinks, or ingestible packaged goods can cause injury due to the use of certain ingredients.
Learn more about product liability.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Learn more about workers' comp.
Oyster can cover most types of food and beverage businesses, including restaurants, fast food restaurants, food vendors, caterers, food trucks and carts, bakeries, coffee shops and cafes, bars, banquet halls, butchers, ice cream shops, juice bars, farmers markets, delis, grocery stores, beverage manufacturers, and pizza delivery.
Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.
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