Insurance for Collectibles Businesses
Oyster offers comprehensive solutions for the insurance needs of collectibles businesses.
Businesses that deal with collectible goods and antiques typically face significant property and liability risks, given the high value nature of their inventory and chance for on-site injuries, slips, falls, and accidental damage of goods.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Collectibles businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Product liability protects collectibles stores in the event of damages or harm resulting from a product that was sold to a customer. Antiques can be particularly risky due to being old, having seen many owners, and possibly being manufactured with harmful chemicals.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Oyster can cover most types of collectibles businesses, including goods (trading cards, stamps, coins, fine art, jewelry, and other collections), and more.
Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.