Personal insurance made simple

No fine print, no complicated forms - get peace of mind for things you own instantly.

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Why Oyster?

Purchase anytime, anywhere

Get instant insurance on Oyster or through our partner stores with best rates and coverage.

Flexible coverage

Oyster is designed to be flexible and tailor-made for everyday consumers. Set coverage based on your needs.

Backed by industry leaders

Oyster is backed by top-rated industry leaders and is fully compliant with state regulations.

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Insurance products designed for you

Typical insurance policies are rigid, but life is unpredictable. Oyster's policies are by default flexible, and let you instantly customize them to your needs.

  • Personalize coverages
  • Zero or low deductible
  • Cancel anytime

An insurance experience unlike others

See what customers are saying about Oyster

I insured my road bike with Oyster because of their competitive rates and intuitive user interface. I was happy to see that the signup process was smooth and that customer support was quick to answer any questions I had. I couldn't recommend Oyster more.

04/05/2022 by Saad S.

Simple to use product, it was very easy to get my insurance policy set up from start to finish

10/20/2022 by Ronnel B.

Oyster was seamless to work with and the initial quote only took a few minutes. I also recently had my bike stolen and submitting my claim and receiving reimbursement was a relatively painless and straightforward process!

10/20/2022 by Rex S.

Amazing service!

09/30/2022 by

Oyster is easy to apply. The process was quick.

10/23/2022 by

The insurance was easy to setup and is not overpriced.

08/15/2022 by

Less hassle, better protection

Join Oyster today to learn how you can be properly protected from the unexpected things in life.

Get Started

Less hassle, better protection

Join Oyster today to learn how you can be properly protected from the unexpected things in life.

Get Started