Why do home and furniture businesses need insurance?

Home and furniture businesses typically face significant property and liability risks, given the high value nature of their inventory and chance for on-site injuries, slips, falls, and accidental damage of goods.

What coverage do home and furniture businesses need?

General Liability

General Liability (GL) protects your business from legal claims and liability that arise from your operations. Home and furniture businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.

Business Owner’s

Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.

Workers’ Compensation

Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.

Commercial Auto

Commercial auto insurance protects your business, vehicles, drivers, and inventory if you are delivering furniture to customers or transporting goods between warehouses and covers accidents, injuries, and more.

What types of home and furniture businesses can Oyster cover?

Oyster can cover most types of home and furniture fashion businesses, including those that sell home goods, furniture, and more.

Get started today

Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.

Get a free quote