Why do beauty and supplement businesses need insurance?

Businesses that sell beauty and supplement products face a variety of risks, including injury or damage caused by topical and ingestible products, as well as professional liability. Oyster can help mitigate these risks by providing the right coverage for your business.

What coverage do beauty and supplement businesses need?

General Liability

General Liability (GL) protects your business from legal claims and liability that arise from your operations. Beauty and supplement brands in particular carry many inherent liability risks, so GL is always recommended.

Business Owner’s

Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.

Product Liability

Product liability protects beauty and supplement businesses in the event of damages or harm resulting from a product that was sold to a customer. Cosmetics, skincare lotions, recovery creams, vitamins, or supplements can cause injury due to the use of certain chemicals.

Workers’ Compensation

Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.

What types of beauty and supplement businesses can Oyster cover?

Oyster can cover most types of beauty and supplement businesses, including skincare, cosmetics, vitamins, supplements, and more.

Get started today

Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.

Get a free quote