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You can insure your purchase with Oyster at stores in our partnership network
Add best-in-class insurance for your purchase, online or in-store, when you shop at our partner stores.
Instantly onboard to the Oyster platform after completing your purchase.
View your insured items, edit your policies, file claims, and reach friendly and responsive support from your account.
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Oyster offers comprehensive solutions for the insurance needs of bike businesses.
Apply Now
Bike and ebike businesses have been booming in recent years, with many new shops and brands getting started in the last decade. As a new category with relatively fewer years of experience, there are many risks that bike shops need to protect themselves from, including theft and damage of some very expensive equipment and the possibility of injury and liability.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Bike shops in particular carry many inherent liability risks, so GL is always recommended.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Product liability protects bike manufacturers in the event of damages or malfunction resulting from improper design or manufacturing of a product that was sold to a customer.
Workers’ compensation ensures that bike shop employees are covered from on-site injury and illness, including lost wages and medical expenses.
Rental insurance protects your business and your assets from liability, theft, and damage as you rent your property out to renters.
Oyster can cover most ebike businesses that sell and rent both regular bikes and class 1, 2, or 3 ebikes. Oyster can also cover businesses in ebike-adjacent verticals, such as powersports, winter sports, and more.
Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.
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